- Personal
- Membership
- Membership
- Rates & Fees
- Checking
- Checking
- Personal Loans
- Personal Loans
- Wealth Management
- Investment Services
- Financial Advisors
- Resource Center
- Business
Compare Cards
Home › Personal › Credit Cards › Compare CardsA Card That's Just For You
No matter what you’re looking to get out of your Grow Visa® credit card, we’re here to help you choose the card that works best for you.
Select a Card From Above
Select a Card From Above
Select a Card From Above
Select a Card From Above
Best If
Intro Offer
Purchase & Balance Transfer APR
Rewards
Additional Benefits
All credit cards come with access to a full slate of Visa benefits, including Monthly Credit Progress Tracking, purchase protection, extended guarantee, and travel and emergency assistance.
Redemption Options
Annual Fee
What to Consider When Comparing Credit Cards
Current Credit Score:
Having a higher credit score improves your chances of being approved for your card of choice. Need a boost? Learn more about improving your credit score.
Annual Fees:
Keep in mind that some cards come with annual fees. Cards with annual fees often feature premium benefits. We’ll make this decision easy on you — none of ours cards have annual fees!
Terms & Conditions:
Consider the interest rate ranges, annual fees and any other important details that may fall under each card’s terms and conditions.
Annual Percentage Rate (APR):
A lower APR means you’ll have less interest to pay each month if you’re carrying a balance.
Perks:
Every card brings something special to the table. Choose which benefits, like cash back rewards or travel perks, are best suited for you.
Usage:
Think about how you might use your card: is it for the everyday purchases, such as groceries and bills, or bigger spends, like that dream vacation?
Give Yourself More Credit
Free Credit Card Education To Grow Your Credit
Whether you’re financing a new vehicle, looking to buy your dream home or making everyday purchases, our credit education helps you reach your financial goals.
Develop These Four Habits to Improve Your Credit
Most of us care about improving our credit scores, not only because boosting your credit score feels like a personal win, but also because it helps you get better interest rates on new credit and saves you money over time.
Save Money and Pay Off Debt Faster With a Grow Visa Preferred Credit Card
Learn more about fee-free balance transfers with a Grow Visa Preferred Credit Card, offering competitive rates that may be lower than your other credit cards.1
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Credit cards are subject to credit approval. Not all will qualify for the lowest rate.
1The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 12/12/2024 and could change without notice. Annual Percentage Rate (APR).
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.