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Credit Cards
The Card You Need,
The Rewards You Want
For most people, choosing a credit card comes down to how they plan to use it. Are you a frequent swiper who likes getting cash back? There’s a credit card for that. Prefer earning rewards? We’ve got ‘em. Looking for simplicity and the lowest possible rates? There’s a card for that too.
Benefits of a Grow Financial Credit Card
Our credit cards come with all the features you’d expect, plus added benefits from Visa, including purchase protection, travel and emergency assistance, extended guarantees, monthly credit progress tracking and more. Check out the full Visa benefits guide here.
No annual or balance transfer fees1
Credit score reports
Fraud liability protection
Rewards points and cash back
Online and mobile banking2
Give Yourself Some Credit
The less you pay in interest on your credit cards, the better you can manage your money. Our low rates on Grow Visa® credit cards can help.
Visa Cash Rewards
Apply Now
Best If:
You use a credit card as a main payment method and prefer to redeem points for cash.
Apply NowIntro Offer:
–
Purchase & Balance Transfer APR:
APR as low as 17.99%.1
Annual Fee:
$0
Rewards:
1 point per $1 spent
Redeem On:
Deposit to Grow Savings account
Visa Preferred Secured
Apply Now
Best If:
You are looking to build or rebuild credit (A minimum deposit of $500 is required.)
Apply NowIntro Offer:
1.99% to 4.99% APR, good for the first six billing cycles on purchases and balance transfers.
Purchase & Balance Transfer APR:
After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 11.24% and 17.99%1 for purchases and balance transfers. This is a variable rate.
Annual Fee:
$0
Rewards:
–
Redeem On:
–
Visa Preferred
Apply Now Best If:
You are looking to continue building good spending habits, lower the payments for an existing card balance and/or get a lower rate on everyday purchases.
Apply NowIntro Offer:
1.99% to 4.99% APR, good for the first six billing cycles on purchases and balance transfers.
Purchase & Balance Transfer APR:
After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 11.24% and 17.99%1 for purchases and balance transfers. This is a variable rate.
Annual Fee:
$0
Rewards:
–
Redeem On:
–
Visa Rewards
Apply Now
Best If:
You use a credit card as a main payment method and want to be rewarded on every day purchases.
Apply NowIntro Offer:
1.99% to 8.99% APR, good for the first six billing cycles on purchases and balance transfers.
Purchase & Balance Transfer APR:
After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range between 15.49% and 17.99%1 for purchases and balance transfers. This is a variable rate.
Annual Fee:
$0
Rewards:
1 point per $1 spent
Current promotion: 2x points on travel!
Earn double points on travel purchases from March 1 through April 30, 2025.2 Is it time to plan a trip? Get double points on airplane tickets, car rentals, hotels, resorts, cruises, bus lines, passenger railway, travel agencies and tour operators! And keep an eye out — we offer extra rewards promotions on the Grow Visa Rewards Credit Card periodically, enhancing your opportunities to earn!
Redeem On:
Merchandise, gift cards, fuel with points, travel credits
Select A Card From Above
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Need a hand deciding?
Compare Cards
Select 2-4 cards to compare. Select up to 2 cards to compare.1The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 04/13/2025 and could change without notice. Annual Percentage Rate (APR).
2Earn two rewards points per $1 spent on your Grow Visa® Rewards Credit Card from March 1, 2025, to April 30, 2025. Qualifying categories include airlines, cruises, hotels, resorts, car rental agencies, bus lines, passenger railways, travel agencies and tour operators. Grow Financial Credit Union is not responsible for how a merchant may classify/code a transaction.
Enroll in Round Up, Give Back
As a Grow credit card holder, you’re eligible to join our Round Up, Give Back program, giving you access to exclusive rewards and charitable opportunities.
Round Up, Give BackGive Yourself More Credit
Free Credit Card Education To Grow Your Credit
Whether you’re financing a new vehicle, looking to buy your dream home or making everyday purchases, our credit education helps you reach your financial goals.
Develop These Four Habits to Improve Your Credit
Most of us care about improving our credit scores, not only because boosting your credit score feels like a personal win, but also because it helps you get better interest rates on new credit and saves you money over time.
Save Money and Pay Off Debt Faster With a Grow Visa Preferred Credit Card
Learn more about fee-free balance transfers with a Grow Visa Preferred Credit Card, offering competitive rates that may be lower than your other credit cards.1
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Credit cards are subject to credit approval. Not all will qualify for the lowest rate.
1The APR will not exceed 18.00%. If the minimum monthly payment is 60 days late twice in a twelve month period, the rate will revert to a default rate of 18.00% for six (6) billing cycles. Other APRs: Cash Advances 18.00%, Overdraft to Share Account 18.00%. A finance charge of 1.00% will be charged on foreign transactions. Rates are effective as of 04/13/2025 and could change without notice. Annual Percentage Rate (APR).
2Additional data charges may apply. Please see your wireless carrier for more information.
