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Open a New IRA Account
We’re glad you’ve chosen to open a new account with Grow Financial Federal Credit Union. We will be providing you with some important documents below to continue your account application. As you read and agree to these documents, we strongly recommend you print and retain a copy for your reference.
Electronic Delivery Disclosure Notice
By clicking the “I Consent” box, you (“You”, “I”) are providing consent for Grow Financial Federal Credit Union (“We”, “Us”) to provide required disclosures to you electronically. This consent for electronic delivery applies to all required disclosures regarding accounts you have with us, and is effective until withdrawn by you. Electronic acceptance of disclosure means that we will not mail them to you unless you withdraw your consent as described below.
Your consent to receive electronic disclosures includes, but is not limited to:
Universal Account Agreement
Year-end tax information
IRA, HSA, Coverdell, and Roth disclosures
Truth-In-Savings disclosures
Preauthorized electronic funds transfers
Notices or disclosures about a change-in-terms on your share account.
NSF notices
Annual notices and electronic funds transfers
Notices related to any dispute you might raise under the Electronic Funds Transfer.
Regulation CC disclosures
All legal and regulatory disclosures and communications associated with the product or services available through the online service for your account.
Any other disclosures that we are required to sendElectronic Disclosures. If you agree to receive disclosures electronically, you specifically agree and acknowledge that we may provide the disclosures electronically either by sending an email with the text of the documents embedded in the body of the email message or as an attachment contained within the email, or by posting such disclosures on our online banking service and notifying you by email that the disclosures have been posted. If any of our emails are returned or you no longer have access to online home banking, we will change the delivery mode to paper format.
Requesting a Written Paper Copy of Disclosures. You may request a paper copy of any disclosure or other information received electronically under this Agreement by calling us at the number listed below.
Termination of Consent to Receive Disclosures and Documents by Electronic Means. You may terminate this Agreement at any time by notifying us in writing at the address below, or by email sent to member.service@growfinancial.org, or by calling us at the number listed below. You agree to allow us reasonable time to resume providing disclosure and other information covered in this agreement in written form.
System Requirements. You must have a computer with access to the Internet and a browser that supports 128-bit encryption. Adobe® Reader 7.0 or higher is required to view your electronic disclosures.
Change of Email address. If you change internet service providers used to receive electronic notices, you agree to notify us of your new email address.
Consent. By selecting “Yes, I consent to Electronic Delivery of Disclosures,” you consent to receive all disclosures listed above. You further agree that your computer satisfies the system requirements listed above and that you have provided us with a current email address at which we may send electronic disclosures to you.
Grow Financial Federal Credit Union
P.O. Box 89909
Tampa, FL 33689-0415
813.837.2451
800.839.6328Rates | Fees | Universal Account Agreement
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.