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Home Loans
Home Sweet Loan
Buying a home is a huge life event. Whether you’re buying your first home or your dream home, you’ll probably need a mortgage. That’s where we come in. We offer a variety of home loans to fit your needs at competitive rates.* Fixed-rate and adjustable-rate options. FHA, VA and USDA Loans. Jumbo loans, professional loans and mortgages with down payment assistance. We’ve got you covered no matter what you need.
Let’s Get Started
The homebuying process might seem complicated, especially if you’re a first-time homebuyer, but we’re here to make it simple. Our professional Real Estate Loan Officers can help you along the way, explaining all the complicated parts and working with you to find the ideal mortgage type for your situation.
We’re available Monday – Friday, 8am to 5pm.
800.839.6328, ext. 2694Ready to go?
Apply for a mortgage today.Did You Know?
Grow offers adjustable-rate mortgages (ARMs), ensuring you feel confident when putting down roots. An ARM may be a good choice if you want to maximize your buying power and keep your payments lower during the first few years of your loan. Contact one of our Real Estate Loan Officers to determine which loan is the best fit to help you grow.
Choosing the Right Mortgage for You
Our various loan offerings get you one step closer to finding your way home.
Adjustable Rate Mortgage
Adjustable Rate Mortgages, ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. ARMs are useful loans for a variety of circumstances.
Fixed Rate Mortgages
Fixed rate mortgages are simple. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.
Jumbo Loans
Need to borrow more than $726,200.00? A Jumbo Loan may be your answer. We offer a variety of Jumbo loans to meet your needs.
Unique Loans
We offer a number of unique loans that may fit your particular needs. FHA, VA and others. Talk with us about your needs and we’ll help find a loan that is right for you.
Home Equity Loans
Home Equity loans let you borrow against the equity in your home. Looking to remodel? Finance a college education? Consolidate debt? Our Home Equity programs may be just the answer.
Debt Consolidation Refinance
A debt consolidation refinance puts your home’s equity to work paying off high-interest debt. You’ll enjoy one monthly payment with a much lower interest rate compared to revolving loans, like credit cards.
Adjustable Rate Mortgages, ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. ARMs are useful loans for a variety of circumstances.
Fixed rate mortgages are simple. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.
Need to borrow more than $726,200.00? A Jumbo Loan may be your answer. We offer a variety of Jumbo loans to meet your needs.
We offer a number of unique loans that may fit your particular needs. FHA, VA and others. Talk with us about your needs and we’ll help find a loan that is right for you.
Home Equity loans let you borrow against the equity in your home. Looking to remodel? Finance a college education? Consolidate debt? Our Home Equity programs may be just the answer.
Learn About Home Equity Loans
A debt consolidation refinance puts your home’s equity to work paying off high-interest debt. You’ll enjoy one monthly payment with a much lower interest rate compared to revolving loans, like credit cards.
How to Prepare for Your Upcoming Appointment:
Coming to see us soon? Make sure you have everything
you need prior to your appointment time.Proof of residential address, or addresses, for the past two years
Social Security numbers for all borrowers
Employment history for the past two years, including employer(s) name, address and phone number
Income information for all borrowers, including salary, overtime, bonuses, commissions, interest/dividends, retirement income and any other regular source of income
Price of the home you are buying, and how much you’d like to borrow
Address of the property you are planning to purchase
Bank and brokerage account information, including the institution name and current balances
Information about real estate you own. If you own real estate: we’ll have some basic questions including address, current market value, amount you owe, the rental income you receive (if any) and monthly payment
Information about your current debts: the name of the creditor, account number, current balance owing and the monthly payment amount
Subject to credit approval.
Grow Financial mortgage loans are valid for the purchase or refinance of owner-occupied residential properties in the states of Florida, South Carolina, North Carolina, Georgia, Alabama and Tennessee including single-family detached, condominiums and townhomes. Not valid for the purchase of investment properties. Grow Financial mortgage loan rates are updated daily and available at growfinancial.org.
Subject to credit approval.
*Rate subject to increase after consummation. The rate is based on an evaluation of credit history, so your rate may differ. Not everyone qualifies. Annual Percentage Rate (APR) Grow Financial Federal Credit Union: Rate Tracker
Grow Financial mortgage loans are valid for the purchase or refinance of owner-occupied residential properties in the states of Florida, South Carolina, North Carolina, Georgia, Alabama and Tennessee including single-family detached, condominiums and townhomes. Not valid for the purchase of investment properties. Grow Financial mortgage loan rates are updated daily and available at growfinancial.org.
