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October 30, 2024
Grow CashBack Checking | A Checking Account That Pays You
Checking accounts don’t have to be boring. We’ve got an option that will earn you cash, and what’s more fun than easy money? With Grow CashBack Checking, you can earn a cash bonus just by doing what you’re already doing — spending money! Earn five cents on every qualifying transaction, including online purchases and bills charged to your Grow Visa® debit card, with no spending limits.1
Earn easy money with Grow CashBack Checking.
If you frequently use your debit card, Grow CashBack Checking is a great way to maximize the value of each purchase. Your daily coffee, lunch with a friend, filling up your gas tank, paying for this month’s streaming subscription, buying something online — these everyday moments could be earning you five cents back for each transaction.
Your total cashback bonus gets tallied and automatically sent to your account each month. Talk about easy money! Plus, there’s no minimum or maximum purchase amount required to earn cashback.
Enjoy no monthly account service fees.
We often get asked the question, “Does Grow Financial have a free checking account?” The good news is: both of our checking account options have no monthly account service fees and no minimum balance required to open or maintain the account.
With Grow CashBack Checking, in addition to earning cashback on every transaction, you’ll get all the essential banking services you need and the convenient features you want. Our checking accounts have:
- Free direct deposit. Get paid easily with free direct deposit — up to a day early with most employers!
- A Grow Visa debit card. Our debit cards are contactless cards with a secure chip and tap to pay.
- Mobile check deposit. Snap a picture and deposit a check from anywhere.
- Access to 70,000 surcharge-free ATMs.2 With our nationwide ATM network, you’ll never be without access to cash when you need it.
- Easy-to-use online and mobile banking. Manage your accounts, pay bills and more with Grow Online and Mobile Banking.3
Whether it’s a little or a lot, why wouldn’t you want to earn easy money? Start now with Grow CashBack Checking. Open an account today!
Accounts are subject to approval.
1You will earn a cashback bonus of $0.05 per qualifying Grow Visa debit card transaction. Qualified debit card transactions include signature or PIN-based point-of-sale purchases, bill payments made with your Grow Visa debit card, and online purchases. Excludes ATM withdrawals, deposits and transfers. We will deposit your cashback bonus earnings on the last day of the month. Fees could reduce earnings on the account.
2There is no fee for transactions made at ATMs in the Grow Financial, CU24/CU HERE or CO-OP networks. Transactions from non-network ATMs will carry a $2.00 service charge, in addition to any fees charged by the operating institution.
3Additional data charges may apply. Please see your wireless carrier for more information.
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How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.