Grow Financial Federal Credit Union

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Business
Membership

Building Your Business, Together


We know that as a business owner, you need banking that’s convenient, not complicated. That’s why we’re here to give you the tools you need for your business to thrive, like competitive rates, fewer fees, personal service and financing with favorable terms. It’s business banking that saves you money and works for you. When was the last time a business decision was this easy?

To open a Business Account, stop by a Grow store near you or contact our dedicated Business Solutions team today.

Why Choose a Credit Union for Small Business Banking?

As a not-for-profit financial cooperative, we work for the benefit of our members, not the pocketbooks of corporate stockholders. What difference does that make? Every day, our members are at the heart of what we do, and member service is what we’re all about. We are:

  • Owned by our members
  • Focused on relationships and service
  • Involved in the local community
  • Saving our members money
  • Insured by the NCUA

What does that mean for you? You’ll get better rates on savings and loans, pay fewer fees and enjoy personal service. At one of the big banks, you might never talk to the same person twice or get shuffled around a corporate call center, explaining your situation again and again to different people. Not here. When you’re a business member at Grow, you’ll be connected to our Business Solutions team. They’ll get to know you and serve as your dedicated point of contact to answer your questions, help when you need a loan and walk you through the process each step of the way. That’s what we mean when we say that we make banking personal. Meet our Commercial Loan Officers.

What Our Members Are Saying

“Everyone we dealt with was quick to assist us: questions answered, forms delivered, emails sent immediately and follow up to make sure all was well. A positive and professional experience!”

“Grow has handled my business account for over 10 years now. I have always been very satisfied with their services.”

“The entire Grow team was terrific in handling my PPP loan application. I was so impressed I moved my previous business account over to Grow and am primarily doing all business transactions with Grow.”

Opening a Business Account

We’ll need some information about you and your business when you’re ready to open an account. We know that gathering paperwork is no one’s favorite pastime, so we do our best to make it simple. Select your state below for a list of what you need.

You can also view the Business Account Agreement.

Based in Florida? Here’s What We Need

Depending on the type of business or association you run in Florida, there are a few things you’ll need to show us when you apply — actually, it’s kind of a legal thing.

Sole proprietorship without a fictitious Name

  • SSN and driver’s license for all signers

Sole proprietorship with a fictitious Name

  • SSN and driver’s license for all signers
  • Fictitious name filing with Sunbiz
  • IRS SS-4 letter (if using EIN)

Partnership

  • SSN and driver’s license for all signers and beneficial owners
  • Business registered and active with Sunbiz
  • Partnership Agreement/meeting minutes if signer is not listed as an officer on Sunbiz
  • IRS SS-4 letter 

Not-for-profit (organizations/associations)

  • SSN and driver’s license for all signers
  • Copy of meeting minutes listing officers
  • IRS SS-4 letter

Corporation (S-Corp, C-Corp, LLC)

  • SSN and driver’s license for all signers and beneficial owners
  • Business registered and active with Sunbiz
  • Articles of Organization/Incorporation or meeting minutes if signer is not listed as an officer on Sunbiz
  • IRS SS-4 letter

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What does this mean for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.