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December 8, 2020
It’s Time For Low-Rate Auto Loans or Auto Refinance
Are you in the market for a new ride? Whether you’re shopping new or used vehicles, Grow offers easy financing with quick preapprovals so you can shop with confidence. We also offer auto refinance with competitive rates. Let’s put you in the driver’s seat.
Low rates
With going rates for auto loans as low as 3.14%, now is a great time to change up your vehicle.* We offer financing for both new and used cars, trucks, vans and motorcycles too. However you want to hit the road, we can help you with financing. Check out our current auto loan rates.
Local service
As a credit union, our members come first. We have no minimum balance requirements on several of our checking and savings accounts to make banking with us simple. Becoming a member is easy. Plus, unlike for-profit banks that have an interest in increasing shareholder profits by charging fees, our goal is to charge as few fees as possible. (Here’s how we help you avoid paying fees.) We also offer convenient in-store and online support.
Quick preapproval
It’s a great strategy to have your financing in place before stepping foot on the car lot. When you get preapproved for a loan, you’ll be able to shop with the same confidence as paying with cash. The dealership will know you’re a serious buyer, which may help you when it comes to negotiating the purchase price. Apply for a loan with us to get preapproved in as little as 60 seconds.
Easy auto refinance
Oh, and those low rates we mentioned apply to our refinancing options too. Are you paying more than you’d like on your current monthly payment or locked in to a high interest rate? Talk to us about auto refinance. We may be able to save you money.
When you’re ready to hit the open road, talk to us about our low-rate financing options!
Subject to credit approval.
*Fixed rates for new vehicles range from 3.14% APR to 18.0% APR. The rate you receive is determined by your credit history, collateral, term and loan to value.
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How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.