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November 19, 2024
New Feature: Manage Direct Deposit & Get Paid Early
If you’ve ever wanted to switch your direct deposit to Grow Financial but thought the process would be complicated and time-consuming, we’ve got great news for you! It’s never been easier to switch your direct deposit to Grow. You can easily set up, manage or switch your direct deposit to a Grow account right from your mobile device.
The fast, safe way to deposit your paycheck
With the new Manage Direct Deposit feature in Grow Online and Mobile Banking, there’s no hassle, just you in control of your money.1
- No complex paperwork: You can log in directly with your employer or payroll provider, skipping the back-and-forth paperwork of a manual process.
- No need to go through your employer’s HR department:2 Search from a list of more than 480 payroll providers encompassing several thousand employers.
- No added fees: There’s no cost to use the Manage Direct Deposit feature. All the convenience — no extra charges.
- Get paid up to a full day early:3 Direct deposits to Grow accounts post up to a day earlier, giving you faster access to your money.
The best part? Switching your direct deposit to Grow takes less than five minutes.
How to manage your direct deposit
- Log in to Grow Online Banking or Grow Mobile Banking.
- Select Manage Direct Deposit from the Transfers & Pay section of the main menu.
- Search for your employer or payroll provider.
- Enter your credentials, and select your account.
- Confirm your choice.
That’s it! Managing your direct deposit has never been more convenient. Skip the paperwork. Enjoy faster access to your cash up to a full day earlier.
If you don’t have our mobile app yet, you can download Grow Mobile Banking from the Apple App® Store or Google PlayTM now by using the buttons below.
Download Grow Mobile Banking
On The Apple App Store Download Grow Mobile Banking
On Google Play1Additional data charges may apply. Please see your wireless carrier for more information.
2Policies may vary by company. Some employers may restrict employees from making direct deposit updates directly and require changes to be processed through them. Depending on your payroll provider, your direct deposit switch may take one to three pay cycles to take effect.
3Receiving early direct deposit is subject to your employer’s deposit timing and is not guaranteed.
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How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.