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March 1, 2025
Maximize Rewards With the Grow Visa Rewards Credit Card
Are you on the lookout for a credit card with a competitive APR that rewards you for your purchases? Look no further than the Grow Visa® Rewards Credit Card — your ultimate companion for everyday spending with the added bonus of rewards!1
Benefits of the Grow Visa Rewards Credit Card
Whether you’re a frequent shopper, a travel enthusiast or someone who appreciates simplicity and affordable rates, the Grow Visa Rewards Credit Card has something to offer you.
With the Grow Visa Rewards Credit Card, you’ll enjoy:
- Competitive rates: Enjoy an introductory rate as low as 1.99% to 8.99% APR. The introductory rate is effective for the first six billing cycles for purchases and balance transfers. After the introductory period expires, or if you do not qualify for an introductory rate, your standard APR will range from 15.49% to 17.99%1 for purchases and balance transfers. This is a variable rate.
- No annual or balance transfer fees:1 Enjoy the freedom of no annual fees and no fees for balance transfers, making it easier to manage your finances without extra charges.
- Fraud liability protection: Feel secure with robust fraud protection that keeps you safe from being on the hook for unauthorized transactions.
- Flexible rewards: Earn rewards points on every purchase at a rate of one point per $1 spent, then redeem those points for gift cards, travel and other exciting perks.
- Comprehensive Visa benefits: As a Grow Visa cardholder, you can access a suite of Visa benefits, including purchase protection, travel and emergency assistance, extended warranties and more. Plus, you can track your credit score through Grow Online and Mobile Banking to stay informed about your financial health.2
- Access to Round Up, Give Back: You can choose to opt into our program for charitable opportunities and potential prizes.3 Learn more about Round Up, Give Back.
Current promotion: 2x points on travel!
Earn double points on travel purchases from March 1 through April 30, 2025.4 Is it time to plan a trip? Get double points on airplane tickets, car rentals, hotel reservations, resort bookings, cruise tickets, bus line reservations, passenger railway tickets, travel agency fees and tour operator bookings! And keep an eye out — we periodically offer extra rewards promotions on the Grow Visa Rewards Credit Card, enhancing your opportunities to earn!
Start earning rewards today!
APPLY FOR A REWARDS CARD
1Credit cards are subject to credit approval. Not all will qualify for the lowest rate.
2Additional data charges may apply. Please see your wireless carrier for more information.
3No purchase necessary. Visa has not sponsored this sweepstakes in any way. View Official Rules for full program terms and conditions.
4Earn two rewards points per $1 spent on your Grow Visa® Rewards Credit Card from March 1, 2025, to April 30, 2025. Qualifying categories include airlines, cruises, hotels, resorts, car rental agencies, bus lines, passenger railways, travel agencies and tour operators. Grow Financial Credit Union is not responsible for how a merchant may classify/code a transaction.
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How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
Incorrect Phone Number Alert
We’ve identified an incorrect phone number listed in a letter sent to a select group of new members with auto loans. The incorrect number is NOT affiliated with Grow. Please be sure to use our official phone number, 800.839.6328, which you can verify on our Contact Information page. For your security, keep your personal information safe and avoid sharing it over the phone, email or text message. We will never ask you for your credit or debit card security code, expiration date or PIN, login security codes, or your online banking password.
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees, consumer Mastercard® and Visa® debit cards with a convenience fee of $4.95, or commercial Mastercard® and Visa® debit cards with a convenience fee of 2.95% of the payment amount. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733You Are About To Leave GrowFinancial.org
At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.